José María Arroyo
Corporate and Finance Director
José María Arroyo is currently on leave from his position as an inspector at the Bank of Spain and boasts more than 25 years’ experience in both public and private sectors. Over the course of the last nine years, he has held different positions in Grupo Santander, including Head of Internal Model Validation. Prior to this, he held a number of roles at the Bank of Spain in areas relating to the inspection of credit institutions.